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      <image:caption>High-tech industry is introducing new, enlightened management concepts as well as jobs into the Southeast. An Atlanta Fed research team takes a searching look at the industrial phenomenon that could change the region, according to Atlanta Fed Research Director Donald Koch.</image:caption>
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      <image:caption>Innovation can help lead a banking institution into a new corporate culture according to the Federal Reserve Bank of Atlanta's director of research. Despite the risks, he says, banks must experiment to remain competitive in today's marketplace, according to Atlanta Fed Research Director Donald Koch.</image:caption>
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      <image:caption>The battle to regain America's competitiveness must be won in the corporate office and on the shop floor, not in Washington, according to Atlanta Fed Research Director Donald Koch.</image:caption>
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